Protecting You & Your Family
Personal protection is insurance that is put in place to protect anything from critical illness cover, to life insurance and income protection. This means that when you suffer a loss of income your finances are under control and remain the least of your worries.
By taking action now you can help to remove or reduce the financial burden that can make a stressful time unbearable.
We will help you to prioritise and decide which levels of protection are most suitable for you and your family by assessing your individual circumstances and ultimately guiding you through the solutions available to you; regardless of whether you are single, married, have dependent children or older children who have left home.
Whatever your needs, we will help ensure that personal tragedy does not turn into a financial crisis.
Life insurance will provide you and your family with the peace of mind that you have suitable plans in place should an unexpected tragedy occur. Ensuring you have financial provision for your family in the event of your death is vital.
There are different types of life insurance available, including decreasing term assurance (often commonly referred to as mortgage protection), level term assurance or whole of life policies. Don’t let the jargon discourage you; our dedicated protection consultants will work with you and your partner/spouse to ensure you have the appropriate level and type of cover in place.
If you are off work due to illness or injury would you have sufficient income to continue to meet your daily household bills and lifestyle costs? An income protection policy will protect your income to ensure that these costs are covered.
The benefit of an income protection plan is the flexibility it provides. It can be individually tailored to your own personal circumstances to complement an existing employer’s sick pay arrangement, to ensure that you get the cover you need and don’t over-insure yourself.
We have access to the whole of the market and we are able to research and source the most suitable solution to you, by protecting what matters the most; you and your family.
Critical Illness Cover
Critical illness cover is a long-term policy protecting the insured party against a number of serious illnesses.
Critical illness cover provides peace of mind that should you become critically ill you are covered insured. This benefits can be added to your other protection policies, and by speaking to one of our consultants you can create a ‘menu plan’ of protection to ensure that all of your needs are met.
David Allen Financial Services (Dalston) Limited is an appointed representative of Network Direct Limited which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales, the registered office and principal place of business is Dalmar House, Barras Lane Estate, Dalston, Carlisle CA5 7NY. Company Number 04030020.